Ontario buyers: keep more of your buying-side commission.
Ontario buyer cashback

Ontario home buyer cashback.
More ready. More back.

Choose the buying support you need and receive up to 1.5% cashback after closing.

Full-service representation · Eligibility and terms apply
Up to 1.5%Cashback for offer-ready buyers
3 plansBuilt around your search
After closingPaid when the deal completes
Choose your way home

Cashback that matches how you buy.

Already found the one? Still exploring? Choose the level of support that fits your search without sacrificing professional representation.

Guided Search

Up to 1%

For pre-approved buyers with a clear budget, area and wish list.

  • Curated property search
  • Private showings
  • Offer and closing support

Flexible Search

Up to $7,000

For buyers who want more time and complete search support.

  • Flexible search timeline
  • Full-service representation
  • Cashback scaled to purchase price
Try the numbers

What could come back to you?

Move the slider, choose a plan and see an estimated rebate based on a 2.5% cooperating commission.

A clear estimate before you commitYour cashback is calculated using your purchase price, service plan and the commission received. Your exact amount is confirmed in writing.
$400K$2M
Your estimated cashbackPaid after successful closing
$13,500

Illustration only. Estimate assumes a 2.5% cooperating commission and applies program service minimums. The actual commission offered may differ. Final cashback is confirmed in writing and paid only after a successful closing and receipt of commission by the brokerage.

Simple by design

From pre-approval to keys.

01

Choose your plan

Tell us what you know, where you are searching and how much support you want.

02

Buy with confidence

Your licensed Ontario representative supports the offer, negotiation and closing.

03

Get your cashback

After closing and receipt of commission, your eligible cashback is sent to you.

Ontario buyer rebate guide

How home buyer cashback works in Ontario

When an Ontario home purchase closes, the seller's brokerage may pay a cooperating commission to the brokerage representing the buyer. Under an eligible cashback plan, part of the commission actually received can be returned to the buyer after closing.

Your estimated rebate depends on the purchase price, the commission received and how much search support you need. Buyers who are pre-approved and have already selected a property may qualify for a different plan than buyers who need an extended home search.

Cashback without giving up representation

Each plan includes professional offer support, negotiation and closing coordination. The difference is the amount of property-search assistance included. Before signing, your exact services, eligibility requirements and estimated cashback are confirmed in writing.

Serving home buyers across Ontario

Availability is subject to your location, property and program terms.

TorontoMississaugaBramptonVaughanOakvilleHamiltonOntario
Buyer cashback FAQ

Questions Ontario home buyers ask

Understand the estimate, eligibility and payment timing before choosing a plan.

What is home buyer cashback in Ontario?

Home buyer cashback is an eligible rebate paid from a portion of the cooperating commission received by the buyer's brokerage after a successful closing. The amount depends on the purchase price, selected service plan, commission received and written program terms.

How much cashback can an Ontario home buyer receive?

Eligible buyers may receive up to 1.5% of the purchase price under the Offer Ready plan, up to 1% under the Guided Search plan, or up to $7,000 under the Flexible Search plan. Limits, service minimums and complete terms apply.

When is the cashback paid?

Eligible cashback is paid after the purchase closes successfully and the brokerage receives the cooperating commission.

Do buyers still receive full representation?

The plans include professional buyer representation, property and offer support, negotiation and closing coordination, with the level of search support determined by the selected plan.

Which Ontario areas are served?

The program is intended for eligible buyers across Ontario, including Toronto, Mississauga, Brampton, Vaughan, Oakville, Hamilton and surrounding communities, subject to representative availability and program terms.

Pre-approved—or already found the one?